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Find the latest CFPB activities and publications here. Use the filters below to browse by date, specific topics, or types of posts.

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Category Title Date published
Category: Press release CFPB Takes Action Against Chime Financial for Illegally Delaying Consumer Refunds
Category: Press release CFPB Publishes Research Finding Higher Price Complexity Leads Consumers to Pay More
Category: Office of Research Publication Price Complexity in Laboratory Markets
Category: Report Supervisory Highlights, Issue 33 (Spring 2024)
Category: Report Overdraft/NSF Revenue in 2023 down more than 50% versus pre-pandemic levels, saving consumers over $6 billion annually
Category: Report Banking in video games and virtual worlds
Category: Press release CFPB Proposes Rule to Stop New Junk Fees on Bank Accounts
Category: Press release La CFPB Propone Normativa para Detener el Cobro de Tarifas Inesperadas sobre Cuentas Bancarias
Category: Press release CFPB Proposes Rule to Close Bank Overdraft Loophole that Costs Americans Billions Each Year in Junk Fees
Category: Press release La CFPB Propone Normativa para Cerrar el Vacío Legal sobre los Sobregiros Bancarios que le Cuesta Miles de Millones de Dólares a los Consumidores del País
Category: Speech Prepared Remarks of CFPB Director Rohit Chopra on Overdraft Lending Press Call
Category: Office of Research Publication Overdraft and Nonsufficient Fund Fees: Insights from the Making Ends Meet Survey and Consumer Credit Panel
Category: Report 2023 College banking and credit card agreements
Category: Press release CFPB Report Finds Many College-Sponsored Financial Products Charge High and Unusual Fees
Category: Press release CFPB propone normativa para supervisar al Big Tech | CFPB
Category: Press release CFPB Proposes New Federal Oversight of Big Tech Companies and Other Providers of Digital Wallets and Payment Apps
Category: Director's statement Prepared Remarks of CFPB Director Rohit Chopra on the Proposed Personal Financial Data Rights Rule
Category: Director's statement Prepared Remarks of CFPB Director Rohit Chopra on a Press Call on Junk Fees
Category: Press release CFPB Issues Guidance to Halt Large Banks from Charging Illegal Junk Fees for Basic Customer Service
Category: Press release CFPB examina devolver $140 millones a consumidores | CFPB
Category: Report Supervisory Highlights Junk Fees Update Special Edition, Issue 31, Fall 2023
Category: Report Vast majority of NSF fees have been eliminated, saving consumers nearly $2 billion annually
Category: Press release CFPB Exams Return $140 Million to Consumers Hit by Illegal Junk Fees in Banking, Auto Loans, and Remittances
Category: Press release CFPB Emite Directrices para Impedir que Grandes Bancos Cobren Tarifas Inesperadas Ilegales por Servicios Básicos de Atención al Cliente
Category: Director's statement Prepared Remarks of CFPB Director Rohit Chopra at the Brookings Institution Event on Payments in a Digital Century
Category: Speech Prepared Remarks of Seth Frotman, General Counsel and Senior Advisor to the Director, at New Jersey Citizen Action Education Fund’s 14th Annual Financial Justice Summit
Category: Blog Looking at credit scores only tells part of the story – cashflow data may tell another part
Category: Report Big Tech's Role in Contactless Payments: Analysis of Mobile Device Operating Systems and Tap-to-Pay Practices
Category: Press release Reporte de la CFPB Identifica Problemas Creados por el Aumento del Uso entre Militares de Aplicaciones Digitales de Pago
Category: Press release CFPB Report Identifies Issues with Increased Servicemember Use of Digital Payment Apps
Category: Press release Billones de Dólares en Aps de Pago Carecerían de Garantía Federal
Category: Press release CFPB Finds that Billions of Dollars Stored on Popular Payment Apps May Lack Federal Insurance
Category: Consumer advisories Consejos al consumidor: Su dinero está en mayor riesgo si lo mantiene en una aplicación de pago en vez de moverlo a una cuenta que tenga garantía de depósitos
Category: Report Issue Spotlight: Analysis of Deposit Insurance Coverage on Funds Stored Through Payment Apps
Category: Consumer advisories Consumer advisory: Your money is at greater risk when you hold it in a payment app, instead of moving it to an account with deposit insurance
Category: Report Overdraft/NSF Revenue in Q4 2022 down nearly 50% versus pre-pandemic levels
Category: Press release CFPB Issues Guidance to Rein in Creation of Fake Accounts to Harvest Fees
Category: Speech Prepared Remarks of General Counsel and Senior Advisor to the Director Seth Frotman at the Innovative Payments Conference
Category: Speech Prepared Remarks of Director Rohit Chopra at the April 2023 Financial Literacy and Education Commission
Category: Blog Mientras la deuda de tarjetas de crédito alcanza un nuevo pico, en la CFPB nos enfocamos en aumentar la competencia y reducir los costos
Category: Blog As outstanding credit card debt hits new high, the CFPB is focusing on ways to increase competition and reduce costs
Category: Testimony Testimony of CFPB Senior Advisor Brian Shearer on Junk Fees Before the Pennsylvania House of Representatives Consumer Protection, Technology, and Utilities Committee
Category: Report Banks’ overdraft/NSF fee revenue declines significantly compared to pre-pandemic levels
Category: Press release CFPB Proposes Rule to Rein in Excessive Credit Card Late Fees
Category: Blog Protecting people’s access to their money
Category: Press release CFPB Report Finds High Fees Charged on Student Banking Products Endorsed by Colleges
Category: Report 2022 College banking and credit card agreements
Category: Press release CFPB Orders Regions Bank to Pay $191 Million for Illegal Surprise Overdraft Fees
Category: Report Buy Now, Pay Later: Market trends and consumer impacts
Category: Report The Convergence of Payments and Commerce: Implications for Consumers
Category: Press release CFPB Fines U.S. Bank $37.5 Million for Illegally Exploiting Personal Data to Open Sham Accounts for Unsuspecting Customers
Category: Blog Banks’ overdraft/NSF fee revenues evolve along with their policies
Category: Press release Federal Regulators Fine Bank of America $225 Million Over Botched Disbursement of State Unemployment Benefits at Height of Pandemic
Category: Press release CFPB Moves to Reduce Junk Fees Charged by Debt Collectors
Category: Press release CFPB Initiates Review of Credit Card Company Penalty Policies Costing Consumers $12 Billion Each Year
Category: Speech Prepared Remarks of Director Chopra on Credit Card Late Fees ANPR Press Call
Category: Blog Measuring the impact of financial institution overdraft programs on consumers
Category: Blog Consumers on course to save $1 billion in NSF fees annually, but some banks continue to charge these fees
Category: Blog Overdraft fees can price people out of banking
Category: Office of Research Publication Credit card late fees
Category: Press release CFPB Finds Credit Card Companies Charged $12 Billion in Late Fee Penalties in 2020
Category: Blog CFPB Extends Opportunity for Public to Provide Input on Junk Fees
Category: Blog Comparing overdraft fees and policies across banks
Category: Blog The hidden cost of junk fees
Category: Report Justice-Involved Individuals and the Consumer Financial Marketplace
Category: Press release Consumer Financial Protection Bureau Launches Initiative to Save Americans Billions in Junk Fees
Category: Op-ed | Category: Speech Prepared Remarks of CFPB Director Rohit Chopra on the Junk Fees RFI Press Call
Category: Blog Americans pay $120 billion in credit card interest and fees each year
Category: Office of Research Publication Data Point: Checking Account Overdraft at Financial Institutions Served by Core Processors
Category: Press release CFPB Research Shows Banks’ Deep Dependence on Overdraft Fees
Category: Office of Research Publication Data Point: Overdraft/NSF Fee Reliance Since 2015 – Evidence from Bank Call Reports
Category: Press release Consumer Financial Protection Bureau Outlines Plan to Review Rules Under the Regulatory Flexibility Act
Category: Blog Respondemos las 5 preguntas más importantes sobre cuentas corrientes
Category: Blog Your top five questions about checking accounts answered
Category: Press release Consumer Financial Protection Bureau Announces System for Prepaid Issuers to Submit Account Agreements
Category: Press release Consumer Financial Protection Bureau Settles with USAA Federal Savings Bank
Category: Blog Guías para ayudar y manejar su cuenta de cheques
Category: Blog Helpful tips for using mobile payment services and avoiding risky mistakes
Category: Press release Bureau of Consumer Financial Protection Settles With TCF National Bank
Category: Blog People harmed by the RushCard outages in October 2015 may be eligible to receive compensation
Category: Press release CFPB Finalizes Changes to Prepaid Accounts Rule
Category: Blog A five-step spending plan to avoid holiday debt
Category: Blog Consumer experiences with overdraft programs
Category: Report Consumer voices on overdraft programs
Category: Report Consumer Protection Principles: Consumer-authorized financial data sharing and aggregation
Category: Press release CFPB Finalizes Rule To Stop Payday Debt Traps
Category: Speech Prepared Remarks of CFPB Director Richard Cordray on the Payday Rule Press Call
Category: Speech Prepared Remarks of CFPB Director Richard Cordray on the Overdraft Press Call
Category: Press release CFPB Unveils Prototypes of "Know Before You Owe" Overdraft Disclosure Designed to Make Costs and Risks Easier to Understand
Category: Office of Research Publication CFPB data point: Frequent overdrafters
Category: Blog Know Before You Owe: We are designing new overdraft disclosure forms
Category: Press release CFPB Seeks Comment on Proposed Changes to Prepaid Rule
Category: Blog Understanding Consumer Experiences: Insights from CFPB’s 2016 Consumer Response Annual Report
Category: Blog Understanding the Overdraft “Opt-in” Choice
Category: Press release Consumer Financial Protection Bureau Fines Wells Fargo $100 Million for Widespread Illegal Practice of Secretly Opening Unauthorized Accounts
Category: Press release Consumer Financial Protection Bureau Sues Payment Processor For Enabling Unauthorized Withdrawals And Other Illegal Acts By Clients
Category: Press release CFPB Takes Action Against Dwolla for Misrepresenting Data Security Practices
Category: Blog New insights on bank overdraft fees and 4 ways to avoid them
Category: Blog Live from Louisville!
Category: Blog Guides to help you open and manage your checking account